Our gift cards are for gifts, and can not be redeemed for payment. If you suspect a scam, please contact authorities. For general info go to giftcardsafety.org. For MD: MD Consumer Protection Division at 410-528-8662 / 1-888-743-0023 (toll-free). For NJ: NJ Division of Consumer Affairs at 973-504-6200 / njconsumeraffairs.gov Consumer-Complaints.